adjustable rate mortgage a good ideaCredit & Debt

Adjustable Rate Mortgages: Are they Right for You?

With so many options on the market today when it comes to financing your home, which should you choose? One option is the adjustable-rate mortgage, or ARM. Often referred to as a variable-rate loan because the interest rate varies over time, with adjustable-rate loans, your interest rate will periodically adjust up and down as market rates fluctuate. There is typically …

Continue Reading
debt free weight lossCredit & Debt, Lifestyle

How My Debt-Free Journey Led to a 30 lb Weight Loss

Andrew and I are on this “Dave Ramsey” plan to pay off our credit cards.  Our ultimate goal is to become debt free, including student loans, car payments, our mortgage, etc – but that’s very overwhelming so we’re focusing right now on our credit cards.  They have the highest interest rates (and the lowest balances compares to our student loans …

Continue Reading