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Soggy Feet, Slow Bathtub Drains and 20 Other Uses for Baking Soda

Currently, our home is plagued with a slow moving bathtub drain. We moved into our new home a few weeks ago and noticed this problem right away. The trouble is, with unpacking, adjusting to a new routine, and keeping up with our already too-busy schedules of baseball coaching and Girl Scouts, I keep forgetting about the slow drain problem. Well, I forget until the next time I step into the shower and end up with“Soggy Feet, Slow Bathtub Drains and 20 Other Uses for Baking Soda”

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How Free Home Phone Service Saves Us $500 a Year

I can’t figure out why it costs so much just to live! Even in our rural West Michigan town where the overall cost of living is relatively low, the everyday “necessities” of life can bankrupt the savviest among us. Among the necessary expenses is a home phone. Do people really pay upwards of $30 to $40 for this? It seems ridiculous to me – why can’t there be free home phone service? We haven’t had a“How Free Home Phone Service Saves Us $500 a Year”

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Library Fines and Other June 2017 Expenses

We experienced a LOT of unexpected spending this month. Well, I suppose “unexpected” isn’t the right word. More like “out of the ordinary” expenses. It was our first month living in our new house.  And there were a lot of things we had to buy – a trash can, a silverware tray, cleaning supplies, grocery staples to stock our pantry. As a result, a few of our categories ended up higher than what is normal“Library Fines and Other June 2017 Expenses”

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10 Fun Ways to Celebrate Your Anniversary on a Budget

Life is filled with reasons to celebrate: birthdays, anniversaries, graduations, newborn babies, promotions… it doesn’t matter the time of year, there’s always a reason to spend money. But what happens when you’re living paycheck to paycheck and you’re broke when your anniversary rolls around? How do you celebrate your anniversary on a budget? This time of year is especially difficult when it comes to celebrations. It’s graduation AND wedding season! My calendar is full of“10 Fun Ways to Celebrate Your Anniversary on a Budget”

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Why You Can’t Win Without a Budget

With budgeting being at the top of my “list of things that are important,” I understand they aren’t a priority for everyone. For most people, myself included, having a budget isn’t much fun. But we don’t budget our money because it’s fun – we do it for the financial freedom it brings. What happens when you try to live without a budget? Before Mr. Marvelous and I started our budget, our finances were a mess.“Why You Can’t Win Without a Budget”

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Investing via Mobile Apps – Is There Any Point?

Have you thought about investing but not sure where to begin? If you find yourself glued to your smartphone, or if you’re proficient at getting things done by means of mobile apps, Wall Street and the world of investing is literally at your fingertips with mobile investing. At the most basic level, an investment is a financial transaction; this means that if you are already familiar with online banking or even shopping through mobile apps,“Investing via Mobile Apps – Is There Any Point?”

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Washers and Dryers and Homemade Cookies

Now that Mr. Marvelous and I are officially new homeowners, we’re discovering a new frontier of opportunities to save (and spend!) money. While there are some necessities that come along with buying a new home (closing costs, a trash can, and a washer and a dryer, for example), there is a whole slew of things to spend money on that might make life better in this moment, but will do nothing for our long-term goals.“Washers and Dryers and Homemade Cookies”

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A Movie Rental and Other May 2017 Expenses

Our house hunt finally came to a close this month. We did it backward – buying a house happened spontaneously and I highly recommend against that. Normal people save (and save and save!) before jumping into buying a new house – not us. And it drained our savings account. But I’ve never been happier to be broke in all my life. We’ve been homeless and living with my parents for the past two months. This means“A Movie Rental and Other May 2017 Expenses”

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Top 10 Practical Wedding Gifts on a Budget

When turning to Google for ideas on wedding gifts, I’m always disappointed with the results. I’m presented with super-expensive options (a $120 french press, anyone?) or DIY solutions that I don’t have the time or skill to accomplish. What I need are practical wedding gifts on a budget. Most people have a wedding registry. Though some couples opt to not do that and some couples only put things on their registry that would blow my“Top 10 Practical Wedding Gifts on a Budget”

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Quick Income Ideas to Fund your Summer Vacation

Dreaming of a summer vacation? Me, too! The trouble is finding the money to pay for it. Sure, you can put it on a credit card. And, believe it or not, banks even offer personal loans for such things. But I know you’re smarter than that – because smart people don’t spend money they don’t have. And that got me thinking… What are some quick income ideas to fund your summer vacation? Turns out there are tons of“Quick Income Ideas to Fund your Summer Vacation”

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How to be Happy (Even when you’re Broke)

As a wife and mother, I have a tough time being happy. When you add in the weight of debt, budgeting, and the busyness of life, it seems impossible to be happy when you’re broke.  And then I see pictures on Facebook of all the fun my friends are having – vacations, beach trips, new clothes, and fancy restaurant meals – and that’s enough to send me over the edge. Why can’t I have that?“How to be Happy (Even when you’re Broke)”

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Easy and Affordable Gifts for Mom

This post may contain affiliate links. Read more here. With Mother’s Day right around the corner, it’s time to show mom just how much we love her with these easy and affordable gifts for mom. It’s so easy to take our loved ones for granted and moms fall into that category all too often. Our mothers are our first friends, our biggest cheerleader, and the ones who help you pick up the pieces when your world“Easy and Affordable Gifts for Mom”

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How to Save Money: the $20 Simple Savings Challenge for Couples

How does an extra $1,000 sound? Great, right? With the stress and expenses of everyday life, figuring out how to save money is tough. But it doesn’t have to be! With the help of this $20 Simple Savings Challenge for Couples, you’ll see how easy it is to work with your partner to build big a savings of more than $1,000 over the next 52 weeks without sacrificing your budgeting goals. Savings Challenge Designed for“How to Save Money: the $20 Simple Savings Challenge for Couples”

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Easy Ways To Increase Income And Save More Money

Since saving money only gets you so far, sometimes you need to easy ways to increase your income. Whether it’s a short-term need or to help with your long-term goals, these easy ways to increase your income are easy to fit into your life. Before you roll your eyes and say, “I don’t have time for a second job!” – I hear ya! I ain’t got time for that either. These easy ways to increase“Easy Ways To Increase Income And Save More Money”

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15 Simple Ways to Cut Costs and Save More Money

*This post may contain affiliate links. Read my disclosure here.   How many times have you promised yourself “this is the year I’m going to save more money”? Yet somehow it never happens. Something always comes up! I know it’s hard. Between staying on top of the regular bills and expenses, school fundraisers, and the ever-increasing cost of groceries and gas, it’s almost impossible to set aside part of our income for a rainy day.“15 Simple Ways to Cut Costs and Save More Money”

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How We Saved $1,500 by Going on a Fiscal Fast

At the top of the year, we found out that we’d be out $1,000 from one of our income sources (bummer) and a few weeks later we were dealt another blow and had to pump an unexpected $2,000 into our rental unit! At this point we had a few choices — sulk, earn some extra cash, or tighten the purse strings.

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4 Easy (and Cheap!) Ways to Decorate Easter Eggs

This post may contain affiliate links. Read my disclosure here. This week I have a very special treat for you all. My daughter Nora wanted to contribute to the blog and she wrote this one completely by herself! (Proud mom moment!) She’s 11 years old and in the fifth grade. And she tells me all the time that “you shouldn’t start a sentence with the word ‘and’” (and I do vaguely remember that was my academic“4 Easy (and Cheap!) Ways to Decorate Easter Eggs”

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3 Easy Spring Cleaning Hacks You Need to Know

This isn’t going to be your typical “spring cleaning” article. You see, I’m much too busy to spend a lot of time deep-cleaning my home. I mean, I struggle with the basics of keeping up with the dishes and tackling the “paper clutter monster” that always seems to spiral out of control.

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How I Saved $100 on Makeup

It’s no secret that beauty is expensive. I recently set out on a journey to save money on makeup. I was shocked when I discovered I could save $100! I was expecting to save a few bucks, maybe twenty at the most. But $100? That’s incredible. And I’m going to show you exactly how I did it. Makeup is one of the budget categories that I struggle with. I’m no fashionista, but I do like“How I Saved $100 on Makeup”

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The Best Way to Safeguard your Debt-Free Journey

Ever been accused of being greedy? Or being stingy with your money? If you’re on a debt-free journey like me and pinching every penny, it can be tough for outsiders to see your generous heart. But what others sometimes fail to see is that being frugal and sticking to a budget doesn’t make you greedy – it doesn’t change your generous heart at all! Even though you’re trying to save money and crush your debt,“The Best Way to Safeguard your Debt-Free Journey”

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Old Debts, Credit Reports, and Other February Expenses

A sneak peek into one of the most personal areas of our lives – our finances. I struggle with sharing this with you each and every month. Money is the most-fought-about topic in the history of the world, I’m pretty sure. And it’s one of the leading causes of divorces! And even though our spending habits are very personal, I share them with you each month. Why? Because a wise man once said to me,“Old Debts, Credit Reports, and Other February Expenses”

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My Favorite Tool for Saving Money and Paying Off Debt

I’m easily frustrated. Especially when it comes to money. I mean, look around – it seems like everyone else has their act together and I’m over here desperately trying to claw my way out from under my debt. And I’ve tried several systems to do that. Right now I’m using the Dave Ramsey Snowball method (you can read about that on Dave’s site here) and that is working very well. But the part I get hung“My Favorite Tool for Saving Money and Paying Off Debt”

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Top 5 Tips for First-Time Home Buyers

After months (or years!) of paying off debt and saving money, deciding to buy your first home can be one of the most exciting times in your adult life. Unfortunately, it doesn’t take long for that excitement to be overshadowed by confusion and overwhelm.

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Furnace Filters and Other January Expenses

I’m embarrassed to post our budget for January. (Please don’t judge us!) Do you ever have a month where everything is out of whack? That was our month last month. So many things went wrong. Please know we’re doing much better this month and even making more sacrifices to help make up for all the ridiculous that went on with our January budget. So, here’s the thing. Andrew and I both had unexpected medical problems“Furnace Filters and Other January Expenses”

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5 Awesome Movies for Date Night He’ll Actually Watch

Movie night is one of our favorite low-budget date nights. The trouble is, my husband and I often disagree on what movie to watch. Do you have that problem? (Oh, please say we’re not the only ones that can’t agree on a movie to watch! HA!) There’s no question that Andrew and I are different. He’s your typical guy – he likes all the Marvel superhero movies, the Lord of the Rings, and others that“5 Awesome Movies for Date Night He’ll Actually Watch”

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The Real Reason You’re Still in Debt (and How to Fix It!) – BONUS Free Tip Sheet

Are you deep in debt and not sure why you’re still struggling? I’m here to share with you the number one strategy to end the cycle – it worked for me and I know it will for you, too. It involves unexpected expenses. Most of us are smart enough to know that if we keep charging groceries or restaurant bills, we’ll keep ourselves in debt. But what about those unexpected expenses? Do you reach for“The Real Reason You’re Still in Debt (and How to Fix It!) – BONUS Free Tip Sheet”

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