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Easy and Affordable Gifts for Mom

This post may contain affiliate links. Read more here. With Mother’s Day right around the corner, it’s time to show mom just how much we love her with these easy and affordable gifts for mom. It’s so easy to take our loved ones for granted and moms fall into that category all too often. Our mothers are our first friends, our biggest cheerleader, and the ones who help you pick up the pieces when your world“Easy and Affordable Gifts for Mom”

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How to Save Money: the $20 Simple Savings Challenge for Couples

How does an extra $1,000 sound? Great, right? With the stress and expenses of everyday life, figuring out how to save money is tough. But it doesn’t have to be! With the help of this $20 Simple Savings Challenge for Couples, you’ll see how easy it is to work with your partner to build big a savings of more than $1,000 over the next 52 weeks without sacrificing your budgeting goals. Savings Challenge Designed for“How to Save Money: the $20 Simple Savings Challenge for Couples”

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15 Simple Ways to Cut Costs and Save More Money

*This post may contain affiliate links. Read my disclosure here.   How many times have you promised yourself “this is the year I’m going to save more money”? Yet somehow it never happens. Something always comes up! I know it’s hard. Between staying on top of the regular bills and expenses, school fundraisers, and the ever-increasing cost of groceries and gas, it’s almost impossible to set aside part of our income for a rainy day.“15 Simple Ways to Cut Costs and Save More Money”

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How We Saved $1,500 by Going on a Fiscal Fast

At the top of the year, we found out that we’d be out $1,000 from one of our income sources (bummer) and a few weeks later we were dealt another blow and had to pump an unexpected $2,000 into our rental unit! At this point we had a few choices — sulk, earn some extra cash, or tighten the purse strings.

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How I Saved $100 on Makeup

It’s no secret that beauty is expensive. I recently set out on a journey to save money on makeup. I was shocked when I discovered I could save $100! I was expecting to save a few bucks, maybe twenty at the most. But $100? That’s incredible. And I’m going to show you exactly how I did it. Makeup is one of the budget categories that I struggle with. I’m no fashionista, but I do like“How I Saved $100 on Makeup”

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The Best Way to Safeguard your Debt-Free Journey

Ever been accused of being greedy? Or being stingy with your money? If you’re on a debt-free journey like me and pinching every penny, it can be tough for outsiders to see your generous heart. But what others sometimes fail to see is that being frugal and sticking to a budget doesn’t make you greedy – it doesn’t change your generous heart at all! Even though you’re trying to save money and crush your debt,“The Best Way to Safeguard your Debt-Free Journey”

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My Favorite Tool for Saving Money and Paying Off Debt

I’m easily frustrated. Especially when it comes to money. I mean, look around – it seems like everyone else has their act together and I’m over here desperately trying to claw my way out from under my debt. And I’ve tried several systems to do that. Right now I’m using the Dave Ramsey Snowball method (you can read about that on Dave’s site here) and that is working very well. But the part I get hung“My Favorite Tool for Saving Money and Paying Off Debt”

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Top 5 Tips for First-Time Home Buyers

After months (or years!) of paying off debt and saving money, deciding to buy your first home can be one of the most exciting times in your adult life. Unfortunately, it doesn’t take long for that excitement to be overshadowed by confusion and overwhelm.

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The Real Reason You’re Still in Debt (and How to Fix It!) – BONUS Free Tip Sheet

Are you deep in debt and not sure why you’re still struggling? I’m here to share with you the number one strategy to end the cycle – it worked for me and I know it will for you, too. It involves unexpected expenses. Most of us are smart enough to know that if we keep charging groceries or restaurant bills, we’ll keep ourselves in debt. But what about those unexpected expenses? Do you reach for“The Real Reason You’re Still in Debt (and How to Fix It!) – BONUS Free Tip Sheet”

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Do You Know Where Your Debt Is? (Plus a FREE Printable!)

Most of us at this point in our lives have debt. But do you know where it is? Or how much you owe? If you’re thinking about getting your finances under control, you might not know where to begin. When first starting on your journey to financial freedom, you need to figure out where you’re at. And that means gathering up your bills, logging into your online accounts, and making a list of all your debts.“Do You Know Where Your Debt Is? (Plus a FREE Printable!)”

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How to Stop Debt from Destroying Your Future

How do you view your debt? Do you use your credit card to supplement your lifestyle? Freely racking up debt on clothes, going out to eat, or vacations? Or do you see it as a burden? A huge anchor weighing down your dreams? My opinion of debt has changed over the years. Early in my adult years, I didn’t think much of it. Everyone has debt, right? Whether you’re drowning in debt or just starting to“How to Stop Debt from Destroying Your Future”

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3 Easy Tricks to Win with Money in 2017

As we say goodbye to 2016, we get an opportunity to start fresh in the new year. New goals, new strategies, and new opportunities to win with our money. For us, 2016 was a rough year. We didn’t pay down as much debt as we did last year – but part of that is because we put $7,000+ into remodeling our bathroom. We also had a lot of unexpected repairs and other expenses that popped“3 Easy Tricks to Win with Money in 2017”

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Saving Money on New Years’ Eve: Best Tips for Couples

Merry Christmas my friend! With the holidays in full swing and everyone engulfed in the over-commercialization of everything this time of year, it’s easy to lose sight of what truly matters: our families. It’s probably true that time with your hubby has been sacrificed in the holiday rush, too. Between shopping, wrapping, baking, and the never-ending Christmas parties, there isn’t much time left to spend with the man you love the most. At our house, we like“Saving Money on New Years’ Eve: Best Tips for Couples”

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Top 5 Gifts your Tween Daughter Actually Wants for Christmas

Being a girl is hard. Being a tween girl is almost impossible! And if you’re like me – a mom to a tween girl – you’re struggling with what to put under the Christmas tree this year. As your tween girl teeters somewhere between the child you know and love to maturing into a full-blown teenager and leaving the land of make-believe behind, it is tough to figure out exactly what they want.  Lucky for“Top 5 Gifts your Tween Daughter Actually Wants for Christmas”

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Adjustable Rate Mortgages: Are they Right for You?

With so many options on the market today when it comes to financing your home, which should you choose? One option is the adjustable-rate mortgage, or ARM. Often referred to as a variable-rate loan because the interest rate varies over time, with adjustable-rate loans, your interest rate will periodically adjust up and down as market rates fluctuate. There is typically an introductory period where the rate will stay the same, followed by a set schedule“Adjustable Rate Mortgages: Are they Right for You?”

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Top 5 Ways to Save Money on Thanksgiving

When it comes to the holidays, budgets are tough. Who am I kidding – budgets are tough all year long! But there’s something different about Thanksgiving – we enter the season of joyful giving. When our budgets are tight, it isn’t easy to give graciously.  What we fail to realize is that more money does not equal more fun (or more love). But this year will be different. This year we can stick to our“Top 5 Ways to Save Money on Thanksgiving”

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How to Win with the Envelope System

The envelope system isn’t anything new. If you haven’t heard of it, don’t worry – it’s pretty simple. Basically, you take each budget category and make an envelope for it. And inside each envelope, you put the amount of money you have budgeted for that category.   Once the money is gone – that’s it. You’re done spending. (For a more detailed version, Dave Ramsey does a great job of explaining it here and Money Crashers“How to Win with the Envelope System”

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It’s Not Too Late to Have a Debt-Free Christmas

Cooler temperatures have descended upon us. The trees are changing from a deep lush green to shades of red, yellow and orange. The seasons are changing and fall is here. And with fall comes the reality that Christmas is just around the corner.   Yes, I know. “It’s not even Halloween yet!” I can hear you. And I agree. But this is important.   Christmas is coming. In fact, there are only 67 days –“It’s Not Too Late to Have a Debt-Free Christmas”

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Top 3 Reasons your Budget is Broke

Wondering why your budget doesn’t work? If you’re like me, sometimes your best efforts go unrealized when you get to the end of the month. And I’d venture a guess that you feel the same way I do when it comes to staying within your budget. You’re tired. You’re frustrated. And you’re ready to give up.   At the beginning of the month, a budget sounds like a great idea. “This month I’ll really make“Top 3 Reasons your Budget is Broke”

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Quick & Easy Budget Lunch Ideas for Work

When you’re on a budget, you eat a lot of sandwiches. Or – at least – we do in my family. They’re cheap and quick which is great when you’re running short on time and money.I’m tired of eating sandwiches.  There – I said it.  I’ve been eating sandwiches for lunch for months because it’s quick and easy, and I can make them low-calorie to fit in my overall healthy lifestyle. But I’m tired of“Quick & Easy Budget Lunch Ideas for Work”

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Freebie: Lego Magazine

Love Legos? Yeah, we do, too. That’s why I was so excited to come across this offer for a *free* subscription to Lego Magazine from the Lego Club. It isn’t often that something is free, with no strings attached. But this is! Why Lego Magazine? Kids love to get mail. Every time my daughter gets something addressed to her in the mailbox, she is to-the-moon excited. It’s educational fun – and fully illustrated. It’ll grab“Freebie: Lego Magazine”

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Save Money: Best DIY Makeup Remover

Makeup is something I spend a small fortune on each year. You, too? I was okay with using a drugstore brand – but even that was $10-$15 for a bottle of liquid foundation. But then, right before my wedding in 2014, I switched from the discount drugstore brand I’d been using to a more expensive brand: Clinique. And I’ve never looked back. Sure, it’s sometimes hard to justify spending $30 on a single bottle of“Save Money: Best DIY Makeup Remover”

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Break Away from Bottled Water in 3 Easy Steps

There are many reasons to stop buying bottled water. Most of the arguments against it center around the environment. While I agree that is important, it isn’t what fueled my decision. Sadly, my recent choice to stop buying bottled water is purely selfish. I want to save money. The trouble is, bottled water is so convenient! I don’t have to think twice about packing my lunch in the morning – I just grab a bottle“Break Away from Bottled Water in 3 Easy Steps”

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How to Make a Cheap Camping Kit

As a kid, my family and I went on numerous camping trips.  In hindsight, it was a great source of free family fun (since we camped at a relatives wooded property up north). But the first time I went camping as an adult I learned a hard lesson: camping as an adult is a lot more work than camping as a kid! Andrew, Nora and I went camping in June with our church.  It was“How to Make a Cheap Camping Kit”

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